years of shaping retirement futures
target date investment professionals
USD of target date AUM*
That’s why our approach to target date solutions is grounded in three principles.
Because we understand your needs, we built a target date solution to be tailored to the unique and diverse needs of Canadians—so you can feel retirement certain.
Our people-centric approach to managing risk is centered on one thing: helping achieve retirement goals. We look at the full retirement picture to manage the many risks and opportunities that arise over a lifetime of investing.
You want a target date solution that keeps up with the times. So do we. Our advanced analytics go beyond the average—digging deeper on real-world spending and savings behaviors, market trends, and more to help us deliberately evolve to anticipate and respond to change.
Our experts share perspective on market themes and regional trends, plus insights into current portfolio positioning.
Key inputs for target date glide path designs should reflect diversity of DC plan populations.
Wyatt Lee is the head of Target Date Strategies in the Global Multi-Asset Division. He is co-manager of target date portfolios. Wyatt also is a member of the firm's Asset Allocation and Multi-Asset Steering Committees. Wyatt is a vice president of T. Rowe Price Group, Inc., T. Rowe Price Trust Company, and T. Rowe Price Associates, Inc.
Kim DeDominicis is a portfolio manager of the target date strategies in the Multi-Asset Division. She also leads the U.S. College Savings Plan investment efforts. Kim is a vice president of T. Rowe Price Group, Inc., T. Rowe Price Trust Company, and T. Rowe Price Associates, Inc.
Andrew Jacobs van Merlen is a portfolio manager and co-portfolio manager for the target date strategies in the Multi-Asset Division. Andrew is a vice president of T. Rowe Price Group, Inc., T. Rowe Price Trust Company, T. Rowe Price Associates, Inc., and T. Rowe Price International Ltd.
Retirement journeys can last for decades. That's why we've designed a glide path that helps address retirement objectives leading up to, at the point of, and through retirement.
Important Information
Investment Risks:
All investments are subject to market risk, including the possible loss of principal. The principal value of the target date funds is not guaranteed at any time, including, if applicable, at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65).
*The combined target date portfolios managed by T. Rowe Price Associates, Inc. and its investment advisory affiliates as of 30 September 2024.
CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. These glide paths outline how the mix of stocks, bonds, and other investments adjust over time to help savers achieve their desired retirement outcomes.
The glide path outlines how the mix of stocks, bonds, and other investments adjust over time to help savers achieve their desired retirement outcomes. Our Retirement Date Funds glide path emphasizes growth during the early phases of retirement saving and becomes more conservative over time. At 30 or more years before retirement (assumed to be age 65), the glide path holds a 100% allocation to equity, which decreases to 54% at retirement and then to 31% at 30 years past retirement, where it remains steady.
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