Investment Objective

Each Target Fund seeks the highest total return over time, consistent with an emphasis on both capital growth and income with greater emphasis on managing balance volatility.  

Retirement Matrix
Retirement Matrix Mobile

Target Glide Path

Glidepath Retirement

  • Target Funds maintain more moderate equity exposure to address market risk near the retirement date.

  • Reallocation to a more conservative asset mix over time out to 30 years past expected retirement date.

  • Minimum equity exposure of approximately 30% reached 30 years after expected retirement date.

Current performance may be lower or higher than the quoted past perforamnce, which cannot guarantee future results. Share price, principal value, and return will vary and you may have a gain or loss when you sell your shares. Average annual total return figures include changes in pricipal value, reinvested dividends, and capital gain distributions. 

Contact Us

Defined Contribution Investment Only

We would be pleased to discuss our solutions, products, and capabilities with you. Speak to one of our DCIO sales consultants to learn more about Funds and, more specifically, about which T. Rowe Price Funds may be suitable.

1-800-371-4613

The principal value of the Target Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund.  If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize asset accumulation prior to retirement, balance the need for reduced market risk and income as retirement approaches, and focus on supporting an income stream over a moderate postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a significant allocation to equities both prior to and after the target date, which can result in greater volatility.

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