Retirement capabilities
Powering confident futures
As retirement experts, we’re focused on helping financial professionals, plan sponsors, and participants thrive in an evolving world. Pursue better outcomes for your clients with our retirement solutions and services.
At a glance
in assets under management (AUM)1
of total firm assets under management are retirement related2
years of retirement services experience
We’ll help you navigate the changing retirement landscape
With 40+ years of retirement experience and two-thirds of our assets under management related to retirement, T. Rowe Price is uniquely positioned to support your practice.
Innovative solutions
With deep research and dynamic perspectives, we build and refine our defined contribution and record-keeping solutions to pursue better results for your clients.
Meaningful partnerships
As your trusted retirement partner, we deliver personalized support, thought leadership, and value-add tools and resources to help guide you and your clients.
An active approach to performance
Our active investing approach helps us identify risks and opportunities in up and down markets to give retirement clients an investment edge.
Our thoughts on the issues that matter most to you
Defined contribution consultant study
Timely proprietary research guides this discussion on financial wellness, investment insights, qualified default investment alternatives, and retirement income.
Retirement Market Outlook
Our annual retirement market outlook report explores three themes that may shape the retirement landscape in the coming years.
A five-dimensional framework for retirement income
This innovative framework can help defined contribution plan sponsors understand and quantify the preferences and needs of retirement investors.
Retirement capabilities designed to fuel better outcomes
Explore our investment solutions and recordkeeping services—crafted to meet a diverse range of client needs.
Retirement investment solutions
Better plans start with better solutions. Help clients thrive with defined contribution investments that maximize opportunities for success in retirement plans.
Retirement plan services
We’re redefining recordkeeping. As the retirement experts by your side, we partner with you to help plan sponsors and participants achieve their best outcomes.
Tools and resources to power your practice
Confident Conversations® on Retirement
Participant education is essential to helping retirement investors pursue their best outcomes—something we’ve been doing for over 80 years. Our award-winning retirement podcast is just one of our many resources designed to help participants make more informed decisions on retirement.
Practice management
Discover new ways to refine and grow your practice with client acquisition, client engagement, and business management resources.
Continuing Education (CE) Center
Meet CE requirements and learn about the issues that matter to you and your clients.
The Angle podcast
Get sharp insights on the forces shaping financial markets. This season, we explore the rapid rise of generative artificial intelligence (AI).
Partner with us
Defined Contribution Investment Only
Retirement Plan Services
Advisor Services
Important Information
1As of June 30, 2024. Firmwide Assets Under Management includes assets managed by T. Rowe Price Associates, Inc., and its investment advisory affiliates.
2As of December 31, 2023.
This material is provided for general and informational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making.
Risk Considerations:
All investments are subject to market risk, including the possible loss of principal. The principal value of the Retirement Strategies and the Target Strategies (collectively, the “target date strategies”) is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the strategies. If an investor plans to retire significantly earlier or later than age 65, the strategies may not be an appropriate investment even if the investor is retiring on or near the target date. The target date strategies' allocations among a broad range of underlying T. Rowe Price stock and bond strategies and derivatives will change over time. The Retirement Strategies emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The Target Strategies emphasize asset accumulation prior to retirement, balance the need for reduced market risk and income as retirement approaches, and focus on supporting an income stream over a moderate postretirement withdrawal horizon. The target date strategies are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The key difference between the Retirement Strategies and the Target Strategies is the overall allocation to equity; although they each maintain significant allocations to equities both prior to and after the target date, the Retirement Strategies maintain a higher equity allocation, which can result in greater volatility over shorter time horizons. Derivatives may be riskier or more volatile than other types of investments because they are generally more sensitive to changes in market or economic conditions.
Diversification neither assures a profit nor eliminates the risk of experiencing investment losses.
The T. Rowe Price common trust funds (Trusts) are not mutual funds; rather, the Trusts are operated and maintained so as to qualify for exemption from registration as mutual funds pursuant to Section 3(c)(11) of the Investment Company Act of 1940, as amended. The Trusts are established by T. Rowe Price Trust Company under Maryland banking law, and their units are exempt from registration under the Securities Act of 1933. Investments in the Trusts are not deposits or obligations of, or guaranteed by, the U.S. government or its agencies or T. Rowe Price Trust Company and are subject to investment risks, including possible loss of principal. Although the T. Rowe Price Stable Value Common Trust Fund seeks to preserve the value of your investment at $1.00 per unit, it cannot guarantee to do so. It is possible to lose money by investing in the Trust.
Differences between compared investment vehicles may include investment minimums, objectives, holdings, sales and management fees, liquidity, volatility, tax features, and other features, which may result in differences in performance.
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