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PERSONAL FINANCE  |  JANUARY 3, 2025

Tax-efficiency and Active ETFs: What you need to know

Understand the potential tax-savings associated with ETFs.

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    Key Insights

    • Exchange-traded funds generally have a more favorable structure for tax efficiency than some other investments, such as mutual funds.

    • The unique creation and redemption process of ETFs can be cost effective.

    • ETFs have the ability to facilitate outflows in kind.

    Additional Disclosure
    © 2024 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

    Important Information

    The information contained herein is not intended as tax advice. This material is provided for general and educational purposes only and is not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and is not intended to suggest that any particular investment action is appropriate for you.

    The views expressed are those of the author and are subject to change without notice; these views may differ from those of other T. Rowe Price associates. Information contained herein is based upon sources we consider to be reliable; we do not, however, guarantee its accuracy. All data are subject to change or revision.

    ETFs are bought and sold at market prices, not net asset value (NAV). Investors generally incur the cost of the spread between the prices at which shares are bought and sold. Buying and selling shares may result in brokerage commissions, which will reduce returns.

    Risk Considerations: Past performance is not a reliable indicator of future performance. All investments are subject to market risk, including the possible loss of principal. Active investing may have higher costs than passive investing and may underperform the broad market or passive peers with similar objectives. As with all equity investments, the share price can fall because of weakness in the broad market, a particular industry, or specific holdings. Fixed income investing involves risks, including, but not limited to, interest rate risk and credit risk. Diversification does not guarantee protection against losses.

    T. Rowe Price Investment Services, Inc. distributor, and T. Rowe Price Associates, Inc., investment adviser.

    202501–4129328

     

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