Skip to main content

For when the days become yours.

A simplified retirement solution for the future you imagine.

A diversified investment portfolio—in one easy step.

When it comes to saving for retirement, you want to feel confident in your investments. But you may not have the time or experience to build and manage your own portfolio. A single target date investment provides a pre-assembled, purposefully managed, complete portfolio up to retirement and beyond.

Instant diversification

You get access to a broad mix of investments that can help reduce market risk.

Professional management

T. Rowe Price investment professionals will work to reduce the impact of ups and downs in your portfolio.

Periodic adjustments

Your allocation will be adjusted and rebalanced for you—automatically.

Which target date investment is right for you?

Consider the investment objectives, risks, and charges and expenses carefully before investing. Contact your recordkeeper for a prospectus or, if available, a summary prospectus containing this and other information. Read it carefully.

This material is provided for general and educational purposes only and not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making.

The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons.

All investments may not be available in your plan. Check a recent copy of your plan information to confirm your investment choices.

202405-3529400