Automatic Buy
Put your portfolio contributions on autopilot.
Invest more for your goals—automatically.
Schedule recurring, automatic transfers from your bank account to your existing T. Rowe Price account.
Steadily invest through the market’s ups and downs—which may help lower your overall average cost.1
Start with as little as $100 a month. And because we know life happens: Adjust, skip, or cancel at any time.
Select from more than 100 low-cost, no-load mutual funds. (You must already own shares of a fund to set up Automatic Buy.)
Stick with an automatic investment plan. Build up your portfolio over time.
Whether you’re investing for retirement, a rainy day, or simply to build your wealth, the old adage holds true: "Consistency is key.”
See how consistently investing $100 a month could add up to $116,945 over 30 years.
In time, $100 a month can go a long way.*
*The chart assumes a 7% annual return, net of fees, with earnings compounded monthly.
The $100 contribution is assumed to be invested at the end of each month.
The chart is for illustrative purposes only and does not represent the performance of any specific investments.
There’s no doubt, automatic savings plans are an efficient way to set aside cash for your goals.
Automatic investment plans, however, give your money greater growth potential—which could help you reach your goals faster.
Is your auto-savings plan putting your money to work?
Increase your earning potential2 with an automatic investment plan.
Why automate your investing?
Save Time
Why spend time setting up transfers to your account each month when you could do it just once? With Automatic Buy, we handle your money transfers so you can focus on life's other to-dos.
Pay Yourself First
Directing money to your portfolio before you can spend it somewhere else ensures that your money stays dedicated to your most important goals.
Avoid Emotional Investing
Don’t let financial news or short-term volatility impact your decisions. Automation can help you tune out the noise and stay committed to a regular investment plan.
Take Advantage of Market Fluctuations
Investing consistently through all types of markets can help you buy more shares when prices are low and fewer shares when prices are high.1
Consistent investing in action.
BUILDING YOUR SHARES. REDUCING YOUR COST.
Over the long term, consistently investing a constant dollar amount through all different market conditions—an investment strategy commonly called “dollar cost averaging”—may help lower your overall average cost.
Plus, accumulating more shares when the price is lower means benefiting when the market and the price of the investment go up.
BUILDING YOUR SHARES. REDUCING YOUR COST.
Investing a consistent amount cannot assure a profit or protect against loss in a declining market. Since such a plan involves continuous investment in securities regardless of fluctuating price levels, investors should consider their financial ability to continue purchases through periods of low and high price levels. This is a hypothetical example and is for illustrative purposes only. Number of shares are rounded to whole numbers and may not equal total shares due to rounding.
Set up Automatic Buy; it’s as easy as 1-2-3.
Watch our new Automatic Buy tutorial video below to see how simple it is, step by step. Adjust your settings at anytime and stay dedicated to your financial goals while we take care of the rest.
Step 1:
Select your funding source
Step 2:
Choose how much you want to invest and how often
Step 3:
Pick one or more funds to invest in
Even $100 a month can help build a habit of saving. Prepare for tomorrow by automating today.
1Investing through Automatic Buy cannot assure a profit or protect against loss in a declining market. Since it involves continuous investment regardless of fluctuating price levels, investors should consider their financial ability to continue purchases through periods of both high and low price levels.
2All investments are subject to market risk, including the possible loss of principal; they are subject to management fees and expenses. Unlike bank products, investment products are not FDIC-insured, are not bank-guaranteed, and may lose value.
Charts are shown for illustrative purposes only.
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