Wealth building
Make your savings work harder for you
You’ve worked hard to get where you are. It’s time for a strategy that can help turn your savings into wealth-building investments.
Kickstart your wealth-building strategy by opening an account
From actively managed mutual funds and exchange-traded funds (ETFs) to custodial accounts and trusts, our investment solutions are designed to help with your short- and long-term goals.
Investment solutions to build your financial future
Individual Accounts
An account with one registered owner to invest in mutual funds managed by T. Rowe Price.
Minimum investment: $2,500
Joint Owners
An account with multiple registered owners to invest in mutual funds managed by T. Rowe Price.
Minimum investment: $2,500
Custodial
Uniform Gifts to Minors and Uniform Transfers to Minors are gifts and transfers to a child held in the minor's name by a custodian.
Minimum investment: $1,000
Trust
Opened in the name of an already established trust. Can be valuable for estate planning.
Minimum investment: $2,500
Not sure which account type is right for you?
The T. Rowe Price difference
When you invest directly, you’ll discover a world that focuses on keeping your expenses low so more of your money works for you.
Sales commisions
0%
Our associates are salaried professionals with no sales commissions or quotas—so you can be confident that your needs come first.
Time-tested
70%
That’s how many of our mutual funds with a 10-year track record outperformed their 10-year Lipper average.1
Value oriented
80%+
More than 80% of our mutual funds for individual investors have gross expense ratios below their peer category average.2
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The performance data shown is past performance and is no guarantee of future results. All investments are subject to risk, including the possible loss of principal. Results from other time periods may differ.
(1) 121 of our 301 mutual funds had a 10-year track record as of 3/31/2025 (includes Investor Class and I Class Shares). 91 of these 121 mutual funds (75%) beat their Lipper average for the 10-year period. 245 of 301 (81%), 199 of 280 (71%), and 158 of 239 (66%) of the mutual funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 3/31/2025, respectively. Calculations based on cumulative total return. Not all mutual funds outperformed for all periods. (Source for data: Lipper Inc.)
(2) Source: Lipper Inc. 126 of 153 of our Investor Class mutual funds (excludes mutual funds not available for direct purchase) more than 6 months old had gross expense ratios below their Lipper averages based on fiscal year-end data available as of 3/31/2025.
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