Free Financial Plan
Find out if we’re the right fit
Let’s connect to design your free, custom financial plan so you can discover what it’s like to work with us.
See what it’s like to partner with us before choosing us for ongoing advice
Ongoing advice is offered through Retirement Advisory ServiceTM, which serves clients with $250,000 or more in household assets.
Your introductory engagement features:
- 1:1 complimentary conversation with an advisor to kick off the planning process
- Free, personalized financial plan including investment recommendations that align with your goals
Designing your free financial plan
We’ll listen to what matters most to you then personalize your plan.
We prioritize
We’ll start by reviewing your current financial picture, defining your priorities and long-term goals, and considering your risk tolerance.
We inform
After estimating your future expenses and income, we will provide you with a probability score that reflects the likelihood you’ll be able to fund all your goals.
We recommend
Our experts will recommend actively managed T. Rowe Price mutual funds and exchange-traded funds to help you grow your assets and create a diversified portfolio.
We provide
Your free, custom financial plan will give you actionable guidance as you work toward achieving your goals and stepping into the future you envision.
Putting your custom plan into motion
After you’ve reviewed your free financial plan, we’ll answer any questions you have so you can feel confident before choosing to partner with us for ongoing advice.
When you’re ready to implement your plan with T. Rowe Price, the advisor you initially connected with will become your dedicated advisor for ongoing, expert advice. And, for an actively managed portfolio, you can expect to pay an average net advisory fee of 0.5%.1
Start your free engagement
Free Finanical Plan
Set up a complimentary call with an advisor to start your free financial plan.
Questions?
Speak with one of our trusted financial consultants.
Advice perspective
Investors share the 8 types of advice topics they value most including tax planning.
1The average net advisory fee for the service assumes the use of primary funds and neutral portfolio weightings. Your actual net advisory fees will vary depending on your recommended model portfolio, the specific mix of funds in your managed portfolio, and their fees and expenses. The estimated net advisory fees for the model portfolios ranged from 0.37% to 0.57% as of June 2024. You will also pay the fees and expenses of the funds held in your managed portfolio. The total cost you are expected to pay, including the net advisory fee and the underlying fund fees and expenses, is approximately 1.00% of assets under management. For additional information on fees and expenses of the service, please read the Fees and Compensation section of the Retirement Advisory Service ADV Brochure (PDF).
Investments in the T. Rowe Price Retirement Advisory Service™ are subject to the risks associated with investing in mutual funds and exchange-traded funds, which may result in loss of principal. T. Rowe Price does not guarantee the results of our investment management, or that the objectives of the funds or portfolios will be met. Financial planning and retirement income planning in the T. Rowe Price Retirement Advisory Service involve forward-looking projections that are based upon information provided by clients and certain assumptions about future events. Forward-looking projections are based on a limited set of assumptions and actual future outcomes may differ significantly from the projections; therefore, they should be used only as an aid for a client’s planning and decision-making and not as a guarantee of what will happen in the future.
The T. Rowe Price Retirement Advisory Service™ is a nondiscretionary financial planning and retirement income planning service and a discretionary managed account program provided by T. Rowe Price Advisory Services, Inc., a registered investment adviser under the Investment Advisers Act of 1940. Brokerage accounts for the Retirement Advisory Service are provided by T. Rowe Price Investment Services, Inc., member FINRA/SIPC, and are carried by Pershing LLC, a BNY Mellon company, member NYSE/FINRA/SIPC, which acts as a clearing broker for T. Rowe Price Investment Services, Inc. T. Rowe Price Advisory Services, Inc. and T. Rowe Price Investment Services, Inc. are affiliated companies.
ETFs are bought and sold at market prices, not net asset value. Investors generally incur the cost of the spread between the prices at which shares are bought and sold and may incur additional transaction costs.
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