Great retirements start with good financial wellness.
Being financially well means that you're in control of your finances and prepared for the future.
Here are some resources that can help you get—or stay—financially well.
Back to the basics
Our video series on financial wellness helps you get back to the basics in order to move forward on your retirement journey.
Start with a Strong Foundation
If you want to build something that will stand the test of time, you start with a strong foundation. That goes for building your financial future too.
Explore our budgeting tools
Start with a Strong Foundation
If you want to build something that will stand the test of time, you start with a strong foundation. That goes for building your financial future too.
Explore our budgeting toolsStart with a Strong Foundation
Boosting Your Saving Capacity
Lots of things can get in the way of saving as much as you'd like to. But there's one major obstacle on the road to achieving financial wellness: debt.
Visit the Financial Wellness tabBoosting Your Saving Capacity
Aiming Toward Higher Targets
If you’ve already taken the steps outlined in the previous videos in the series to build your foundation by setting up an emergency fund, establishing a budget, saving in your employer’s retirement plan, and paying down debt, it's time to start aiming for higher targets.
Aiming Toward Higher Targets
Managing Debt
As you make greater progress on your journey to building financial health, it’s good to start thinking further ahead. Addressing long-term debt and considering other savings opportunities can be a key part of your strategy.
Check out the Student Loan CenterManaging Debt
Balancing Remaining Financial Needs
Setting goals and working toward them in a systematic way is the secret to achieving long-term financial health. If you've already tackled debt and established savings, you may want to look farther down the road and consider charitable giving and leaving a legacy for your family.
Browse our financial toolsBalancing Remaining Financial Needs
Learn the ropes
Financial Wellness
Don't put your future on hold to pay for today. Follow the steps in this checklist to a healthy financial future.
Emergency Savings
Having an emergency fund is key for life's little emergencies. Check out these guidelines for creating yours.
Debt Management
Keep debt from owning your future. Tackle it one step at a time with these helpful tips.
Simple steps you can take now.
.png){kind=icon}
Create a budget
Taking control of your day-to-day budget
can allow you to focus on the long term.
Build your emergency savings
Build an emergency fund between
$1,000–$5,000 to cover unexpected expenses.
Manage your debt
Eliminating high-interest credit card debt
frees up money to save each month.
Save for retirement
Gradually increase your retirement savings to
a suggested goal of 15% of your annual pay.
Have questions? We can help.
Call and talk with a representative,
or chat with a representative online.
Visit the Student Loan Center
Access resources and calculators to help consolidate or pay off student loan debt.
Check out our Financial Wellness resources
Create a budget, calculate your net worth,
and make a plan to conquer debt.
Important Information
This material is provided for general and educational purposes only and not intended to provide legal, tax, or investment advice. This material does not provide recommendations concerning investments, investment strategies, or account types; it is not individualized to the needs of any specific investor and not intended to suggest any particular investment action is appropriate for you, nor is it intended to serve as the primary basis for investment decision-making. Any tax-related discussion contained in this material, including any attachments/links, is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or tax professional regarding any legal or tax issues raised in this material.
202404-3481680